Roscrea Credit Union Car Loans
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Roscrea Credit Union has had a number of difficult years. However with the easement of lending restrictions the credit union is very much back in the lending market in Roscrea and it’s surrounds. If you are thinking of buying a car in the new year or need a loan for another reason, please do give us a call. Remember all credit union loans are on the reducing balance rate and have free loan protection insurance plus many more great features. (Terms and Conditions Apply)
with getting a
See what’s different about a
Credit Union Car Loan.
In the current climate, it can be difficult to get credit for the things in life
we need. A car loan from your credit union is straight-forward. It is not
a Hire Purchase agreement, there are no balloon payments and there are
You borrow the money, you buy the car, you pay back the loan at an
agreed pace - or faster if you’re fortunate enough to be able to. Here are
some of the things that make a credit union car loan different:
• Unlike a Hire Purchase agreement you own the car from the outset.
• There are no admin charges, hidden fees or transaction charges.
• Credit union interest rates are fair and reasonable and capped by law.
• Repayments are calculated on your reducing balance, so you pay less
interest with each repayment.
• Your credit union loan is insured in the event of your death - subject to
terms and conditions - at no direct cost to you. Other lenders charge
• You can pay off your car loan early, make additional lump sum
repayments or increase your regular repayments, without a penalty.
Other lenders may charge you extra for paying them back faster !
Call us today for a free no obligation quote or to find out more about our
other great range of services including our popular quarterly cash draw,
car insurance, home insurance, foreign exchange service and more.
Call or Drop in for a Quote